Financial Aid

• Watch video recording
• Download Budgeting Template spreadsheet

IMPORTANT NOTE ABOUT SPREADSHEET

• To download to your Google account, click “FILE” and “MAKE A COPY"
• To download for Microsoft Excel, click on “FILE” and “DOWNLOAD”

• Watch video recording
• Download Banking & Interest Terms Cheat Sheet

IMPORTANT NOTE ABOUT THE DOCUMENT

• To download to your Google account, click “FILE” and “MAKE A COPY"
• To download for Microsoft Excel, click on “FILE” and “DOWNLOAD”

Q&A from Workshop Session

• Watch the video recording.
• Download Example of Terms & Conditions Statement

There’s no way around it: College is expensive, but it is possible to pay for your education without sabotaging your financial future. 40 Money Management Tips Every College Student Should Know is a resource that you can refer back to throughout the year when you have money questions. Click HERE to download a PDF copy

Also available in Spanish: 40 Consejos Para Administrar El Dinero Que Todo Estudiante Universitario Debe Saber

This beginners guide aims to help you get on track with your financial goals and make a better life for yourself and your family.  Get practical tips, hands-on worksheets and real-life stories from people who have been there themselves. 

Download a free PDF copy of Your Spending, Your Savings, Your Future: A Beginner’s Guide

Also available in Spanish: Tus gastos, tus ahorros, tu futuro: Guía de preparación financiera para principiantes

Making smart financial decisions is important whether you're a high school student, a recent college graduate, a first-time homeowner or a midlife worker. But learning how to spend, save and invest wisely doesn't have to be intimidating.

This handbook will:

• Show what you can expect to spend money on based on your age
• Provide you with strategies for managing your money
• Teach you the basics of navigating life's major expenses

Click HERE to view the handbook.

When it comes to paying for college, career school, or graduate school, federal student loans can offer several advantages over private student loans. This article will help explain which types of loans you may be offered.  Read Comparing Federal and Private Student Loans

 Not sure how to handle your finances and student aid (grants, scholarships, loans, work-study) while you’re in school? Read Managing Money During College

Want to learn about managing how you pay for school and what you spend money on, so you can worry less about debt and more about your career come graduation time? Read Students & Financial Literacy.

360 Degrees of Financial Literacy features ten different sections for everyone from tweens to retirees — and includes a detailed section for college students. Topics in the College Student 360 include college costs, loans and budgeting, as you’d expect. But there are also articles and blog posts for unique situations: What if you’re returning to college as an adult student? Can you afford to travel while in college? How can you keep financial stress from wrecking the holidays? The experienced CPAs advising the site have gotten questions that you may never have thought of — and that makes 360 Degrees a valuable tool for anything that might come up.  Read 360 Degrees of Financial Literacy

There are various online tools designed to give you a simple way to create a spending plan, keep track of your spending, and help you stay on top of your finances. There are many tools available from which to choose. Here are a few examples of free apps and websites:

• Mint
• Good Budget
• Budgetpulse. 

 Want to see how much more or less it will cost to live in a city when you graduate? Check out Nerd Wallet Cost of Living Calculator.

Estimate your savings or spending through compound interest. Check out Compound Interest Calculator.

• A Minute to Learn it - Money Basics  
• Using a Bank or Credit Union  
• How does a checking account work?  
• Where can I cash my paycheck?  

• A Minute to Learn it - Debt and Borrowing Money  
• What is debt?  
• What is a loan?  
• Tips on loans  
• What is a cosigner?   
• What is the difference between an interest rate and an APR?  
• How much money should I be willing to borrow for school?  

• A Minute to Learn it - Saving Money  
• How to Build a Budget   
• What if my Expenses Exceed my income?  
• Make Saving A Priority   
• How to Research Housing Options  

• A Minute to Learn It - 5 Things You Need to Know about Budgeting  
• How to Track Your Income  
• How to Track Your Expenses

• A Minute to Learn it- Credit Cards  
• What is a credit card?  
• Best Practices when Applying for a Credit Card  
• Understanding a Credit Card Statement    

• A Minute to Learn it- Credit Scoring  
• What is a Credit Score?  
• What can I do to build my credit?  
• What can I do to improve my credit score?